Getting a car insurance quote with Allianz is simple, fast and no-obligation. In just a few steps, you receive a personalised motor insurance rate and choose the level of protection that suits you.

• Describe your vehicle: city car, saloon, estate, SUV, van, truck or licence-free vehicle, specifying its date of first registration and its engine type.
• Enter your profile: main driver, driving history, no-claims bonus, personal or professional use and estimated annual mileage.
• Choose your plan: third-party, intermediate or comprehensive, then round it out with the Mobility Packs, the Value Plus Pack and the options that matter to you.
• Receive your quote: clear, detailed and matched to your situation, ready to confirm online or with the help of an Allianz adviser.

You can change your contract at any time and, thanks to mid-term cancellation, switch car insurance easily after one year of commitment. Your new insurer can even take care of the paperwork for you.

To choose your car insurance wisely, it helps to understand the three mechanisms that shape your premium and your payout: the excess, the bonus-malus coefficient and how the premium is calculated.

It all comes down to your car’s value and age, along with how you use it. For an older or low-value vehicle, third-party cover is often enough. For a recent car, the intermediate plan brings reinforced protection against theft, fire and windscreen damage. For a new, high-end vehicle, or one financed through a loan or lease, the comprehensive plan remains the best fit.

Yes. In France, civil liability, meaning third-party insurance, is compulsory for any motorised land vehicle, even one that never moves and stays parked. It covers the damage you might cause to others. The other guarantees, such as theft, fire or all-accident damage, remain optional but are strongly recommended.

Yes. Allianz offers insurance solutions for a wide range of vehicles: city car, saloon, estate, SUV, people carrier, truck, van, electric or hybrid vehicle, as well as licence-free cars. Every contract is tailored to the usage, the value and the driver’s profile.

Assistance arranges the roadside repair and towing of your vehicle and, depending on your contract, a hotel stay, the continuation of your journey or a replacement vehicle. The notion of breakdown also covers a puncture, wrong fuel, a flat battery, lost keys or keys locked inside the vehicle.

The Excellence Auto label is an independent distinction that rewards the quality of the guarantees, service and support behind the Allianz car insurance offer. It reflects Allianz’s commitment to providing its policyholders with reliable, high-performing and recognised protection.

With a Mobility Pack, Allianz provides you with a replacement vehicle in a category equivalent to your own while your car is off the road, for up to 30 days depending on the covered event and the plan you’ve taken out, so you can keep getting around without interruption.

Yes. After one year of commitment, you can cancel your car insurance at any time, with no fees or penalties, thanks to mid-term cancellation. Your new insurer can even handle the process on your behalf to ensure your cover carries on without a break.

Yes. Your no-claims coefficient, or bonus-malus, transfers automatically when you replace your vehicle or acquire an additional one, provided the main driver stays the same. That way you keep the benefit of your claim-free years.

If you switch insurer, the bonus-malus carries over as well.

Yes. At Allianz, a malus or a cancellation by a previous insurer doesn’t close the door to new car insurance. Your situation is reviewed case by case, taking into account your profile, your vehicle and your driving history, so we can offer you a suitable plan and a rate matched to your reality.

It’s worth knowing that a malus isn’t permanent. For every year of insurance without an at-fault accident, your bonus-malus coefficient automatically drops by 5%, meaning it’s multiplied by 0.95. In practical terms, a driver with a malus sees their situation improve steadily as soon as they stop reporting at-fault claims. For example, a coefficient of 1.12 comes down to around 1.06 after one year, then to 1.00 after two years, and so on until it dips below the bonus threshold.

Two rules reinforce this recovery further: after two consecutive years without a claim, your coefficient can no longer exceed 1, which lifts you out of the malus. And the minimum coefficient, the maximum bonus, is capped at 0.50, meaning a 50% reduction on your reference premium. These rules are set by the French Insurance Code and apply the same way across all insurers.

Whether your coefficient is high today or your previous contract was cancelled, our priority is to find a solution that keeps you insured and lets you rebuild your bonus over time. The simplest approach is to request a personalised car insurance quote: you’ll then know the guarantees and the rate offered based on your situation.

Yes. With our Allianz car insurance policies, you’re covered for your trips back and forth between France and the United Kingdom.

The guarantees apply in mainland France and in every other member country of the European Economic Area (that is, the European Union plus Iceland, Liechtenstein and Norway). The contract also covers a list of countries outside the EEA, among them Switzerland, Andorra, Monaco, San Marino, the Vatican, as well as Albania, Bosnia and Herzegovina, North Macedonia, Montenegro, Serbia, Turkey, Azerbaijan, Moldova, Ukraine and Morocco.

Worth knowing: the cover applies to personal and professional trips not exceeding 90 consecutive days abroad. Beyond that, you’re no longer covered.